Meet Our Team

Shelly Gams Headshot

Shelly Gams


My life has always been about serving and helping others. I am a country girl at heart who grew up in Cowley, Wyoming on a Longhorn Ranch. It was there I learned how to put in a real full day’s work, and to be in service to others. For the past 20 years, I have been serving others as a financial professional helping them make smart financial decisions, retire with confidence, and simplify their financial lives.

I graduated from the University of Wyoming with a degree in Business Administration and a minor in Psychology. I started my insurance and financial services career with New York Life in 2001 and have earned many professional designations including Certified Financial Planner™ (CFP®) over the years. I am also a key member of Retirement Solutions, a local insurance and financial services firm which is not owned or operated by New York Life or its affiliates. I have refined my financial planning and wealth management experience by assisting clients in wealth preservation, accumulation and retirement income distribution through time tested financial principles. I also am authorized to offer AARP endorsed life insurance and lifetime income products to AARP members through New York Life.

As the first agent in the state of Montana to receive a certification in the Macro Asset Perspective® (MAP) program, I have been able to serve clients with retirement income strategies for many years. The MAP program is a wealth accumulation strategy that encompasses principles of asset allocation relative to risk tolerance, and tax treatments1. MAP is a strategy that helps to potentially maximize future net retirement income.

I have served on New York Life's prestigious Agents Advisory Council ("AAC") in 2012 and written many articles on financial education topics that have appeared in the Billings Gazette and Yellowstone Valley Woman’s magazine. I live in Billings, MT with my husband, Mike.

Click here to learn more about Shelly's designations.

Shelly's Associations

  • - MAFE (Montana Association of Female Executives)
  • - AFWA (Accounting and Financial Women Association)
  • - NAIFA (National Association of Insurance and Financial Professionals)
  • - MDRT (Million Dollar Roundtable)

1 Shelly Gams does not provide tax or accounting advice. Please consult your tax adviser regarding your particular situation.

Leah Hoffert

Licensed Service Assistant

As a Licensed Service Assistant, Leah provides support to Michelle Gams and her clients. Leah attended college at Montana State University of Billings. There she earned a bachelor’s degree in Environmental Studies and a minor in Business Administration. She is commissioned with the state of Montana as a Notary Public. Leah is a native of Montana. She enjoys live music, outdoors, camping, cooking, gardening, sewing and spending quality time with friends and family.