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Meet Denelle

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Denelle Chartier

Agent

Dennelle Chartier brings nearly a decade of experience in the insurance industry, combining deep industry knowledge with a passion for helping others. As an Agent with New York Life based in Billings, Montana.

Denelle partners closely with small business owners to provide customized financial and insurance solutions. She views each client relationship as the beginning of a long-term journey—investing her heart, energy, and expertise into supporting the evolving needs of every business she serves.

Denelle’s professional strengths span sales, sales management, insurance strategy, and customer service. Her consultative and client-centered approach ensures that businesses receive tailored guidance and ongoing support. She holds a Bachelor of Science in Health and Human Performance with a minor in Business from Northeastern State University.

Beyond her professional life, Denelle is the proud mother of two daughters who are both pursuing their education while serving in the Army National Guard. She is also an active member of the EnFuego Dance Troupe in Billings, regularly performing for community events and sharing her love of dance with others. Her dedication to both her clients and her community reflects her vibrant and wholehearted approach to life and work.

Get In Touch


1575 Shiloh Road, Suite J
Billings, Montana  59106

Call: (406) 294-7527
shelly@gamsfg.com

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Disclosure

Michelle Gams is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0E10820), CO, ID, IN, MD, MN, MT, ND, SD, VA, WA, and WY. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Michelle Gams is licensed and authorized to offer insurance in California, but Gams Financial Group, LLC may not be. For additional information on California licensure status, please click here.

Michelle Gams is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1575 Shiloh Rd, Billings, MT, 59106, 406-294-7527. In this regard, this communication is strictly intended for individuals residing in the states of AK, AZ, CA, CO, ID, MN, MT, ND, WA, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Michelle Gams is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AZ, CA, CO, ID, MN, MT, ND, WA, and WY. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Gams Financial Group, LLC is not owned or operated by New York Life Insurance Company or its affiliates.

Neither Gams Financial Group, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

Click here
  • WHO WE ARE
    • Our Founder
    • Our Team
    • Community Involvement
  • WHAT WE DO
    • Personal Solutions
    • Business Solutions
  • HOW WE DO IT
    • Our Approach
    • Working With Other Advisors
  • CONTACT US

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